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Business Credit Card 101 – How To Get Approved For Your First Card

When it comes to credit cards, there are a few differently levels of credit cards. As an individual person, you are probably familiar with consumer credit cards, but there are …

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Why Credit Cards With Annual Fees Can Be Worth It

When I first got into credit cards, I thought it was really dumb to pay an annual fee. Why would I pay to have a credit card? I’m already paying …

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How to Get 3x Credit Limit Increases on American Express

You just got a shiny new American Express credit card, but is the credit limit a little bit too small for your liking? If you’re willing to give it some …

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Upgrading and Downgrading Credit Cards

You may not even realize it, but you actually are not stuck with the credit card(s) that you currently have. Depending on the card you hold, you may be able to upgrade/downgrade the card to something that’s more useful, or more economical for you.  Why Upgrading or downgrading Cards May…
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How To Transfer Points Over to Transfer Partners

We’ve learned that the best way to travel with the use of credit cards is by earning and using points. But when it comes time to take a vacation or to travel for business, what’s the best way to do it, and how do we actually go about doing it?…
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How to Turn Cashback Into Ultimate Reward Points

The debate between cashback and credit card points is one that will go on until the end of time. There is one fact and benefit that is indisputable though, and that is if you want to travel, or use your points for traveling, then you are much better earning points…
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How to Dispute Something on Your Credit Report

As Americans, a large part of our adult life is dictated by our credit score. It would be in our best interest then, to make sure that everything on there is supposed to be there, or is showing correctly. Any sort of inaccuracies or negative information can wreck havoc on…
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All Zero Except One Method of Maximizing Your Credit Score

At one point or another we are going to need to apply for something where our credit score is required. A new credit card, a personal loan, or even a mortgage all require a credit check. So what is the best method on maximizing your credit score before you apply?…

Capital One Opening Up Lounge at IAD in 2021

Be honest. When you read this headline, did you think it was true? Or better yet, did you think Capital One would be the second credit card company to open an airport lounge? Honestly, I’m pretty shocked by this development. The News Capital One has won a bid to open…

Chase Sapphire Preferred 80k Offer

Outside of the initial launch of the Sapphire Reserve card, the Sapphire Preferred has usually had a better sign up bonus than the Reserve. There’s a few reasons that could be the case, including the Preferred’s $95 annual fee is easier to justify to most people vs a (now) $550…

Amex Platinum 75k Upgrade Offer

Outside of the Black, Centurion card, the Platinum card is the most desirable American Express card. To the surprise of many people, it’s actually very easy to get accepted for one. Some people have applied to American Express’ lower end cards like the Green just to “get in” with Amex.…

Penfed to Acquire NRA Card From FNBO

Do you remember the NRA card from a few years back? It looks like we have a buyer for the portfolio.  The Change On April 24, 2020, Penfed will officially take over the NRA credit card brand. When it switches over to Penfed from FNBO, the card wil change. People…

Some Capital One Cards Changing Networks

So this is a weird one, but I figured that it may be good to know for the people that this will impact. Captial One in making some minor changes to some cards in its portfolio. The Changes Quite a few cards in Capital One’s portfolio is changing credit networks.…
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