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Secured vs Unsecured Credit Cards

When it comes to types of credit cards out there, there are two types of credit cards, secured and unsecured. For the unsuspecting cashier or onlookers, they act exactly the …

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Southwest Companion Pass In Depth Guide

Whenever airlines mention some sort of companion fare/ticket, typically they are offering a round trip flight for the price of ~$99 + taxes and fees. While that is honestly a …

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Travel Hacking 101

In the simplest of forms, travel hacking is basically earning credit card reward points in a very strategic way in order to use those points for travel. Points can be …

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FICO vs Vantage 3.0 Scores

Take a moment and think back to when you last looked at your credit score. Where was the last place you saw it? If you don’t know it, where would you go to check? If you thought you had a good score, but checked in the wrong place, you may…

How to Get Into Pentagon Federal Credit Union

The financial crash of 2008 really shook the financial industry. Many different people blamed the banks, and insisted that people take their money out of the big banks and put it into credit unions instead. Credit unions have advantages including better rates. But what if you can get into one…

How to Get Into Navy Federal Credit Union

Credit Unions in my opinion are a really wonderful thing. They work very similar to bigger banks with one huge exception, they are not for profit! Credit Unions tend to give a combination of lower rates and better fees. When it comes to looking into credit unions though, there’s no…

Why You Should Always Use a Credit Card for Every Purchase

Whether we want to accept it or not, money rules a large part of our lives. Being able to trade goods/time for money as really allowed us as a species to pursue other things to the point where we could develop as a society. When it comes to buying things…

Credit Terms & Abbreviations You Should Know

5/24: Chase’s rule of not approving anyone for a new credit card if the applicant has been approved for 5 or more credit cards within the last 24 months *insert other BoA rules* AA – Adverse Action (against consumer by financial institution, including but not limited to: credit limit decreases,…

FICO Credit Score Guide

Whether you like it or not, credit and our credit scores play a big role in our day to day life. Anytime you need to finance something, get a new credit card, buy a house, move to a different apartment, start a new service with a phone or cable company,…
American Airlines Landing

Cathay Pacific Awards Now Bookable Through American Airlines

When it comes to traveling, the best way to do so is through the use of points. The points earned can be used to book flights, hotels, and even different experiences, making the overall trip much cheaper. How great is it then, when points can be used to work together…

Frontier No-Changes-Fee Changes to 60 Days

If you look at the aviation industry as a whole, it’s much cheaper to fly then pretty much any point in history. Part of that is due to consumer demand to get the cheapest possible flight, but also part due to the relatively low gas prices. There is no king…
Stressed Pencil Biting

Barclays Overhauling Benefits on Its Credit Cards

The first big player to remove some of these benefits was Citi. They took so much heat for doing so, yet, it looks like others will soon follow with the same sort of policy changes. Can it be, that if Citi can remove these benefits, others can too? Or is…

American Express Centurion Lounge Restriction Clarification

When it comes to traveling as/with a credit card enthusiast, it seems like all they go off about is the airport lounges. Or how they have to fly to/from a specific airport because it has a better lounge than another one. Insanity! But the sad reality is that with each…
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Creditalacarte is a blog and youtube channel that is dedicated to travel hacking and general credit knowledge. Follow us to gain all of the insights you need in order to be successful in the credit game and keep up to date on current events!

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