American Express MR Reward Program Changes (Business Cards + Point Earning)

There are a few changes happening in the coming months within the American Express Membership Reward Program. I figured the best thing I could do is quickly outline the changes in one article. 

The Changes

Personal Cards:
  1. The Blue for Student card will no longer earn Membership Reward points
  2. You must pay your statement balance by the due date. If you do not do that, you will forfeit any Membership Reward points. This begins on September 1st, 2019. 
  3. Authorized Users will have to wait 90 days from issuance in order to link a frequent flyer account to the primary cardholder’s membership reward account.
Business Cards:
  1. Employee cards can not have their own membership reward account. This means any points earned will go toward the primary account holder’s account. 
  2. Any Employee card that is separate from the primary account will be discontinued. Any mention of separate employee cards will also be deleted

Final Thoughts

When I said American Express were making some changes, I wasn’t kidding! The biggest change I see here is that you will have to pay your statement balance by the due date. This is a change compared to the statement closing date on the next statement. For what it’s worth, I do this anyway. I guess that means if you are doing an AEO payment strategy to boost your credit score a little bit, you may not want to keep the balance on your American Express card. If you don’t pay off the balance, you wont earn points! 

Other then than, the other big notable change is that employee cards will now be linked to the primary account holder. This might make it annoying for employees who travel frequently and use the points… but that might be why American Express is making these changes!

What do you think about these changes? Let us know below!

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