Chase No Longer Allowing Referral Links for Business Cards

Surprise, Surprise, Chase is making it harder for small business owners. Outside of the obvious human casualties and worldwide lockdown, this has been my biggest frustration coming out of the coronavirus in the credit card game. I was looking at getting my last business credit card from Chase in the coming months, and they just seem to be on complete lockdown. To a certain extent, I get it, but it does make me question how long some of these restrictions on small business owners will last. 

The News

As we know, Chase has been making it harder for small business owners to get any of their products. From requiring a business account before applying, to having an established business date, a stated income, and lately, an ambiguous requirement of needing enough invested with Chase. With all of this news, there was still hope of old referral links, however, it looks like Chase is closing that avenue as well. If you happen to have an old referral link, you’ll probably be able to use it. However, you’ll still be up against Chase’s recent restrictions. 

As of right now, Chase is closing off referrals for any business cards as well as some personal cards. If you try to generate one, you’ll get an error message. At this point, the only cards that allow you to refer still are: Freedom Unlimited, Sapphire Preferred, Southwest Cards, United Explorer, British Airways, Marriott Bonvoy, World of Hyatt, and Disney. 

Final Thoughts

Although I can’t say for sure how many people apply through referral links vs just applying straight on the website, I’m sure it doesn’t go unnoticed. With all of these recent changes, it’s looking like Chase is really trying its best to anticipate any sort of losses in the near future. Let’s hope these restrictions will be lifted soon, and we can get back to “normal” as soon as possible. 

Have you personally been denied from Chase’s business cards recently? Let us know your experience in the comment section below.

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