When it came to good deals, the old IHG card offered the best potential deal out there. For the low price of $49 per year, you would get an anniversary free night at any IHG properties on the planet, there was not 1 single restriction! While the newer $89 IHG Premier card does still offer a ton of value, people who are looking at this card for the long term may have a new reason to get the IHG Premier card, and the reason actually has to do with the IHG Traveler card.
For those of you out there that want a no annual fee downgrade path for the IHG Premier card can look no further than the IHG Traveler card! Chase has removed the annual fee from this card.
IHG Reward Club Traveler Summary
As a reminder, the IHG Reward Club Traveler Credit card comes with the following benefits:
- 5x on IHG spending
- 2x on gas, grocery stores and restaurants
- 1x everywhere else
In addition to the reward categories, there are some other perks that include:
- A fourth night free benefit when using points for the booking for 4+ consecutive nights
- Gold Elite Status after spending $10,000 on the card within a year
- 20% Discount when using the card to purchase IHG points
I still envy the people that were able to take advantage of the original IHG card and its completely unrestricted night. That being said, the $89 annual fee for the IHG Premier card is a no brainer for most people that can stay at least one night a year in that hotel. In the past though, if you didn’t get value from that free night, you would still have to pay an annual fee when downgrading.
With this set of news, there I see no reason why you shouldn’t try for the IHG Premier now. The IHG Traveler card can still be rewarding for IHG spend, but without an annual fee, it really takes the edge off for long term plans that could change year to year.
How do you feel about IHG and its portfolio? With the removal of the annual fee on this card, does the Premier seem worth going for now? Let us know down in the comment section below!