It’s no secret that travel has been severely limited during the coronavirus pandemic. Airlines are in an interesting spot, they are basically considered too essential to fail, yet they are having a tough time making money and are cutting flights left and right. You would imagine that the airlines would do anything they can do increase the number of passengers they’re serving. While lowering ticket prices is one thing, what about making their credit cards more attractive? That could surly make a difference too!
Chase has a 100k offer on their United Club Infinite card after spending $5,000 within the first 3 months. The offer is valid until September 30th.
The card comes with a $525 annual fee that is not waived in the first year. For that, you are able to earn: 4x at United, 2x on dining and travel, and 1x everywhere else.
Additional benefits on this card include access to United Club Membership which is a cheaper alternative to buying directly with the lounge. The first and second checked bags are free. The card also comes with a $100 Global Entry and TSA Precheck credit. Finally, any in-flight purchases has a 25% discount.
If we go ahead and value these United points at 1.3 CPP (TPG) then this sign up bonus is worth $1,300 which is huge value! That would be a return of 26% on the spend required for the sign up bonus, not including any additional points you would earn. The other thing to consider here is that the sign up bonus has only been this big at the cards initial launch, so this isn’t a bad time to pick it up.
Whether the card is worth it or not comes down to you. Though I can say, the biggest incentive to pick this card up is definitely the included United Club Membership. The membership on its own costs more at $650, so if this was something that you already pay for, the Infinite card is more than worth it, at $125 less. If you don’t value the United Clubs all that much, then I would take a look at the other United cards, namely the United Explorer card.
What do you think about this offer? Is the Infinite a card you would pick up right now? Let us know down in the comment section below!