Chase United Explorer 35k + $250 Statement Credit Offer

What do you do if you’re in the middle of a pandemic, but you have been planning on applying for an airline credit card for a while now. Do you still apply? What if you valued points more instead of miles? Would an offer consisting of both points and a statement credit incentivize you to go for go for it?

The Offer

Chase has an offer on their United Explorer card of 35,000 miles after spending $2,000 within the first 3 months as well as a $250 statement credit after the first purchase. The annual fee on this offer is waived in the first year.

Card Summary

The United Explorer card comes with a $95 annual fee that is waived in the first year. The card earns 2x on United purchases as well as restaurants and hotel purchases, 1x everywhere else. The card comes with a $100 Global Entry/TSA Precheck credit. The United benefits include: free checked bag when you pay with the card, priority boarding, 2 club passes per year, and 25% off inflight purchases when using your card.

Final Thoughts

The standard offer on this card is 40,000 points. If we value United points at 1.3 cents per point (TPG), that would put the standard 40,000 points value at $520. That would also put this new offer at $455+250 for a total value of $705.  Alternatively, there is an increased sign up bonus of 60,000 points ($900), however that requires an extra $1,000 in spend.

If you want this card, there is not an incorrect answer here for which offer you should choose. If we look at the offer with the most value, that would definitely be the 60,000 point one. However, with the pandemic continuing, the $250 in statement credit could also look pretty attractive too. Just keep in mind that being a Chase card, it falls under 5/24.

What do you think about this offer? Which one would you go for? Let us know down in the comment section below!

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