While most credit card have pretty structured reward categories, the Discover IT card has rotating categories. This means that every 3 months (every quarter), the 5% category changes at Discover’s discretion. Unlike the Chase Freedom card, which has a similar reward structure, we know ahead of time what the reward categories will be. While we already had a list of the categories for Q3 and Q4 of 2019, it looks like Discover is adding to those lists.

Have you ever been in a situation where you really need to buy something, and you apply for a new card, but it takes almost two weeks to arrive? What …