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Name | Type of Card | Annual Fee, Waived First Year? | Standard Sign Up Bonus / Spend Required | Category Rewards | Perks | Additional Benefits |
---|---|---|---|---|---|---|
Discover IT | Personal | $0 | Cashback Match for first year | 5%: Rotating Category (1.5k per quarter cap) 1%: Every other purchase | -FICO -0% APR for 14 months |
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Discover IT Miles | Personal | $0 | Cashback Match for first year | 1.5x: every purchase | -FICO -0% APR for 14 months |
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IT Chrome | Personal | $0 | Cashback Match for first year | 2%: Gas, Restaurant 1%: Every other purchase | -FICO -0% APR for 14 months |
|
IT Chrome Student | Personal | $0 | Cashback Match for first year | 2%: Gas, restaurants 1%: Every other purchase | $20 Statement credit every year for 3.0+ GPA (5 year max) | -FICO -0% APR for up to 6 months |
IT NHL | Personal | $0 | Cashback Match for first year | 5%: Rotating categories (1.5k per quarter cap) 1%: Every other category | 10% savings at shop.nhl.com when using code ITPays, | -0% APR for 14 months |
IT Student | Personal | $0 | Cashback Match for first year | 5%: Rotating Categories (1.5k per quarter cap) 1%: Every other purchase | $20 Statement credit every year for 3.0+ GPA (5 year max) | -FICO -0% APR for up to 6 months |
Secured | Personal | $0 | Cashback Match for first year | 2%: Gas, Restaurant 1%: Every other purchase | FICO | |
Business | Business | $0 | Cashback Match for first year | 1.5% everywhere | -FICO -0% APR for 12 months |
Discover Adds Ability to Redeem Points for Gas and Restaurants
We’ve written plenty about how some credit card companies are making things more convenient and more accessible to their customers recently with the coronavirus changes. However, we haven’t really heard …
Discover IT Miles Referral Bonus Extended
The Discover IT Miles card has always been an interesting card. Most of Discover’s card happen to fall into a 5% rotating category card. However, this card actually earns 1.5% …
Discover Adds a Category to Discover IT for Q2 2020
As much as I will bag on Chase for not releasing their Freedom’s rotating categories until 2 weeks before the beginning of the quarter, that approach certainly has its advantages …

Discover Adds Clarity to Referral Bonuses
I love nothing more than helping my friends and family in need. Even better, is when I also get rewarded for that help too! Now I’m not saying I only help out because I expect anything in return, but still, it does help. When it comes to Discover and referring…
- Steven|
- April 30, 2020 |
- 0 |

Q2 5% Catgories for Chase, Discover, Citi
With the 5% category for the Chase Freedom announced, we thought we would do a slight recap on some of the most popular 5% rotating category cards, and what their Q2 categories are. The most popular of these cards include the Chase Freedom, Discover IT, and Citi Dividend. The Categories…
- Steven|
- March 19, 2020 |
- 0 |

Comenity True Value Discover Credit Card to Be Discontinued
You may be surprised to find out that Discover happens to have a ew cards outside of just their core base cards. Discover not only has some additional co-branded debit cards, but also some credit cards too. Well, in the near future, Discover will only offer co-branded debit cards. The…
- Steven|
- February 8, 2020 |
- 0 |

Discover Rewards Can Be Redeemed on Paypal
If you are a current Discover card holder, Discover has entered a new partnership that could make the points you earn be even more flexible. The Partnership Discover and PayPal have teamed up to allow the redemption of Discover Rewards through PayPal. In order to do so, you’ll have to…
- Steven|
- January 21, 2020 |
- 0 |

Discover Announces 2020 Calendar
When it comes to Discover, the majority of their cards offer a 5% rotating category. This means that every 3 months (or every quarter), you can earn 5% back in the category that is outlined. When it comes to Discover, they like to announce their categories ahead of time, and…
- Steven|
- December 16, 2019 |
- 0 |

Haven’t Used Your Discover It For a While? They May Changed it to a Miles Card
If you really look at it, Discover only has a couple of different credit card reward structures. The Discover IT cards earn 5% back on rotating categories, and their miles card which earns 1.5% back on every purchase. If you haven’t used your Discover IT card in a while, you…
- Steven|
- November 15, 2019 |
- 0 |

Discover IT Adds categories to Q3 and Q4
While most credit card have pretty structured reward categories, the Discover IT card has rotating categories. This means that every 3 months (every quarter), the 5% category changes at Discover’s discretion. Unlike the Chase Freedom card, which has a similar reward structure, we know ahead of time what the reward categories will be. While we already had a list of the categories for Q3 and Q4 of 2019, it looks like Discover is adding to those lists.
- Steven|
- June 15, 2019 |
- 0 |

Popular Credit Cards That Offer Instant Numbers
Have you ever been in a situation where you really need to buy something, and you apply for a new card, but it takes almost two weeks to arrive? What if you’re at a hotel and you get asked if you’d like to apply for the card? Wouldn’t you like…
- Steven|
- April 24, 2019 |
- 0 |
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