Delta Credit Card Revamps Coming in 2020

If you have ever looked up the Delta credit cards, you would have seen that there are a TON of credit cards they offer at just about every level of spender. Delta is going to go through each and every card and is planning on revamping them.

The Changes

Starting January 30th, you will see the following changes on the Delta co-branded credit cards. 

Delta Skymiles Blue 

The Delta Skymiles Blue card has a $0 annual fee. The annual fee will stay the same, but there will be a couple of changes coming to this card.

  • It will be possible to pay with Delta Miles
  • Removing foreign transaction fees

Delta Skymiles Gold

The Delta Skymiles Gold card currently has a $95 annual fee. There will be a couple of changes coming to this card. 

  • $95 annual fee increased to $99 annual fee
  • MQD waiver for spend will end on December 31st, 2019
  • Delta Sky Club access for $29 will end on January 29th, 2020
  • Will now earn 2x on restaurants and U.S. supermarkets
  • $100 Flight Credit after spending $10,000 within a year

Delta Skymiles Platinum

The Delta Skymiles Platinum card currently has a $195 annual fee. There will be a couple of changes coming to this card

  • -$195 annual fee increased to $250 annual fee
  • -3x on Delta (currently 2x), Hotels (currently 1x),
  • -2x on Restaurants (currently 1x), U.S. supermarkets (currently 1x)
  • -Adding in a Global Entry/TSA Precheck credit
  • -Miles Boost replaced by Status Boost: Before, when you spend $25,000 within a calendar year, you’d earn 10,000 MQM plus 10,000 Delta miles, which could be done twice. Now you will only earn 10,000 MQM
  • -Delta Sky Club visits will now cost $39 (up from $29)

Delta Skymiles Reserve

The Delta Skymiles Reserve currently has a $450 annual fee. There will be a couple of changes coming to this card.

  • $450 annual fee increased to $550 annual fee
  • 3x on Delta (currently 2x)
  • Adding in a Global Entry/TSA Precheck credit
  • Miles Boost replaced by Status Boost: Before, when you spend $30,000 within a calendar year, you’d earn 15,000 MQM plus 15,000 Delta miles, which could be done twice. Now will be only 15,000 MQM and four total times
  • 2 Delta Sky Club One-Time Guest Passes
  • Complimentary access to Centurion Lounge When Flying Delta 
  • Access to Complimentary Upgrades
  • Sky Priority Security Will end Jan 29th, 2019

Delta Skymiles Gold Business

The Delta Skymiles Gold Business card currently has a $95 annual fee. There are a couple of changes coming to this card.

  • -$95 annual fee increased to $99 annual fee
  • -2x on restaurants, U.S. shipping, and U.S. advertising in select media
  • -MQD Waiver for spend will end on December 31st, 2019
  • -Delta Sky Club Access for $29 Will end January 29th, 2020
  • -$100 Delta flight credit after $10,000 spend within calendar year

Delta Skymiles Platinum Business

The Delta Skymiles Platinum Business card currently has a $195 annual fee. There are a couple of changes coming to this card.

  • $195 annual fee increased to $250 annual fee
  • 3x on Delta (currently 2x) hotels (currently 1x)
  • 1.5x on purchases of $5,000+ (currently 1x)
  • Adding a Global Entry/TSA Precheck credit 
  • Miles Boost replaced by Status Boost: Before when you spend $25,000 within a calendar year, you’d earn 10,000 MQM plus 10,000 Delta miles, which could be done twice. Now will be only 10,000 MQM
  • Delta Sky Club visit fee will increase from $29 to $39

Delta Skymiles Reserve Business

The Delta Skymiles Reserve Business card currently has a $450 annual fee. There are a couple of changes coming to this card.

  • $450 annual fee increased to $550 annual fee
  • Card will earn 1.5x after spending $150,000
  • 3x on Delta (2x)
  • Added a Global Entry/TSA Pre credit
  • Miles Boost replaced by Status Boost: Before, when you spend $30,000 within a calendar year, you’d earn 15,000 MQM plus 15,000 Delta miles, which could be done twice. Now will be only 15,000 MQM, done 4 times
  • Addition of 2 Delta Sky Club One-Time Guest Passes
  • Complimentary Access to the Centurion Lounges when flying Delta
  • Sky Priority Security will end January 29th, 2020.

Final Thoughts

Delta has more credit cards than many different programs out there, let alone any other airlines. For them to make changes to every credit card they have is pretty interesting.

When you look at the changes themselves though, not all is good, in fact, most of it is pretty bad for the consumer. On every card (except for the Delta Skymiles Blue), the annual fee is increasing. For the increase in annual fee, you would expect some sort of benefits being adding to make up for the difference. However, on most of these cards, we are actually losing benefits. The biggest hit in my opinion is the loss of the MQD waiver on most of the credit cards. The MQD waiver allowed people to earn/maintain a status by spending a certain amount on the credit card every calendar year. Without that, I think it will be much harder for people to maintain the status unless they exclusively fly Delta. Even so, you would think that you could at least earn MQM by spending, but that will also go away!

The only real benefit I see is on the Delta Skymiles Reserve cards, and the ability to enter a Centurion Lounge if you are flying Delta. I do have to wonder the cross over between the people that have only one of the American Express Platinum card and Delta Skymiles Reserve. 

What do you think about these changes, will you keep your current Delta Skymiles credit card, or are you thinking about downgrading or canceling? Let us know how these changes will impact you!

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