Grand Reserve Mastercard 50k Offer

I am not going to lie, when it comes to alcohol, my drink of choice is usually some form of  wine. I just don’t like the bitterness or most beers, and so I steer clear and choose some wine on the sweeter side. Plus, it looks so much more fancy to drink out of a wine glass then it does to drink out of a beer bottle, right? Either way, Grand Reserve has come out with a credit card that is supposed to target wine enthusiasts, the details are below!

Card Summary

The Grand Reserve Mastercard will offer a 50,000 point sign up bonus after spending $3,000 within the first 3 months. The card will come with a $149 annual fee that is not waived within the first year. For that annual fee, the card will earn the following rates:

  • 5x: Grand Reserve partners
  • 3x: wineries, wine club, or wine shop
  • 2x: everywhere else

As far as additional benefits, the Grand Reserve comes with Priority Wine Pass membership ($60) and a subscription to a wine magazine of your choice. If you stay at a onefinestay property, you’ll also receive 10% off. Finally, you’ll have access to exclusive Grand Reserve member events. 

Final Thoughts

When I first hear that there would be a credit card that was targeted to wine enthusiasts, I thought it would be pretty neat. However, seeing the details, I’m not exactly enthused. The annual fee on this card is pretty high, at $149. You could argue that if you got the Priority Wine Pass, you can drop that fee down to $89 which is cheaper than the typical $95 annual fee cards. However, when you look at the value of the points, I just think it’s a little low too. It looks to be worth somewhere between 0.5 and 0.8 cents per point, which would only make the sign up bonus worth $250 to $400. Taking the points into consideration, that would mean, assuming your local liquor store counts as a wine shop, you wouldn’t earn as much as just a 2% cashback card for your wine purchases. 

Honestly, I think the card is neat if you are actually living your life around wine. If you’re interested in the magazine subscription and the Priority Wine Pass, I think this card is for you. Otherwise, if wine is just a small part of your life like it is for me, then I think you could do better somewhere else.

Are you the wine enthusiast that this card targets? Let us know about it in the comment section below!

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