The best possible feeling in the credit card game world is when you were thinking about applying for a specific credit card, only to find that right before you apply for it, it s offering a better than standard offer. If you happen to be eyeing the Hawaiian Airlines credit card, you may be in luck as such an offer may have presented itself.
If you spend a total of $2,000 within the first 3 months, you can earn a 60,000 Hawaiian Airlines points. On top of that though, the annual fee of $99 on the card is also waived in the first year.
The card is issued by Barclays. It comes with a $99 annual fee that is waived for the first year with this limited time offer. For the annual fee, you are getting
- 3x on Hawaiian Airline Spending
- 2x on gas, dining, an grocery store purchases,
- 1x everywhere else
In addition to the reward categories, the Hawaiian Airline card comes with a $100 companion discount off of 1 coach round trip travel between Hawaii and North America each year. In addition to that, the card also has the first checked bag is free, and there is a discount when using points toward travel. Finally, the card has no foreign transaction fee.
When it comes to offers like these, it’s always exciting to see the annual fee being waived. The question that you should ask yourself though is how valuable are these cards in year 2 and onward. Personally, I don’t really find too much value in the Hawaiian credit card because of how difficult it is to use the points and even the companion discount. That being said, if you do fly to/from Hawaii once a year, the companion discount more than pays for the card each and every year, the cherry on top would be earning the extra points.
The points are valued at about 0.9 cents per point (TPG), so the sign up bonus would be worth about $540, if you consider the annual fee waived, that would give you an additional $99 in value, for a total value of $639. As I said before, the value in year 1 is great, but how you see the card in year two should be your deciding factor on if you get the card or not
What do you think about this offer? Is the annual fee being waived enough to get you to sign up for the card? Let us know down in the comment section below.