In this day and age, we have gotten so spoiled with getting things right away! With Amazon Prime delivering goods within a day, with how fast things download, and with the ability to communicate with just about anyone by just using your thumbs on a mobile phone, it hurts to have to wait.
The worst wait of all time, and the one that gets me the most anxious is waiting for a new credit card to come in the mail. I just went through the stress of the application itself, and the 10 seconds I waited for the spinning wheel to turn into an approval was agonizing enough; but now I have to wait up to 10 business days to use the card?? Come on! While there are cards out there that allow you to use your new card instantly, that hasn’t been the case with Chase… until now.
It looks as though Chase is allowing us access to our new credit card after being approved and before receiving the physical card. The way this is done is through a mobile wallet such as Samsung Pay or Apple Pay.
First login to the Chase Mobile App. From there, choose your new card, and you should be able to add it into your mobile wallet.
It’s probable that you wont have access to the full credit limit, right away. Additionally, this workaround pretty much works in person only, unless you are able to pay with a mobile wallet online.
Well, what do you know? Chase is finally adding in a feature that all of us have wanted for a while! Unless you get approved for a premium card, such as the Chase Sapphire Reserve, it’ll likely it’ll take 7-10 days for the physical card in the mail. This new feature can make the wait much more bearable!
It’s a shame it’s not the entire credit card number, or at least a randomly generated one that is associated with your physical credit card. If that were the case, it would be much easier to buy things online while waiting for the card. Still, I think this is a huge improvement over the previous system of not having anything until the card gets to you.
Those few days count against you for the sign up bonus afterall!
What do you think about this news? Are you excited that you would be able to use the card before you get it, or are you disappointed you can really only use the card in a mobile wallet? Let us know down in the comment section below!