PlayStation Credit Card Will Get Revamp

For all of my PlayStation enthusiasts out there you may or may not know that there is a PlayStation branded credit card out there. Unfortunately, for the time being, it looks like applications are no longer being accepted. On the good side of things, that is because soon there will be a few changes being made to the card itself. 

The Upcoming Changes

First and foremost, the credit card will no longer be run by Capital One, instead, that role will now be filled by Commenity bank. Once it relaunches, it will have the following reward restructure: 

  • 5x: PlayStation Store purchases, PlayStation and Sony retail purchases (must submit a bonus point form)
  • 3x: Phone bill
  • 1x: Every other purchase

It looks like the sign up bonus on the card will be earning a 50% statement credit for a 12 month PlayStation Plus subscription when you spend $3,000 within the first year. 

Final Thoughts

Whenever I look at a credit card, I always think about it from the point of view of a Chase 5/24 slot. If you do so, then this card is not at all worth it. However, there are plenty of instances where having a store credit card of some sort can be very valuable to some people as they tend to spend a ton of money at that one place. This is especially true if Chase’s, or really any other sort of credit card issuer, restrictions no longer applies to you. 

For those of you out there that spend a ton of money on PlayStation products or games on the store, then earning 5x points back, where you’d probably only earn 1% back on most cards could be valuable to you. What’s interesting is that it also rewards you for Sony products bought in a store which I would imagine would include phones, TVs, and even cameras. All you would have to do is fill out a receipt for that. My concern for expensive items like these would be more on the warranty side of things though. So for me personally, I would rather use a card that has better protections. 

Are you a big PlayStation user? Even so, does this credit card appeal to you? Let us know down in the comment section below. 

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