Q2 5% Catgories for Chase, Discover, Citi

With the 5% category for the Chase Freedom announced, we thought we would do a slight recap on some of the most popular 5% rotating category cards, and what their Q2 categories are. The most popular of these cards include the Chase Freedom, Discover IT, and Citi Dividend.

The Categories

The 5% categories for these cards are broken down as follows:

  • Chase Freedom: Grocery Stores, Fitness Clubs, Gym
  • Discover: Gas, Uber/Lyft, Wholesale Clubs
  • Citi Dividend: Drugstores, Amazon

Before you spend a dollar on any of these offers, make absolute sure that you have activated the offers for these cards. The easiest way to activate any of these offers can be done by logging into the accompanying account or app. Alternatively, you can also call the number on the back of your card in order to activate. If you do not activate these cards, you will be stuck only earning 1%. Of course, one you reach your limits, you’ll also be earning only 1%. 

Final Thoughts 

Some of my favorite cash back cards are these ones that have rotating categories. You never know what you are going to get with the categories; and with no annual fee, it makes it pretty nice to earn a whopping 5% back. The only cashback card I can think of that beats that is the Blue Cash Preferred, which earns 6% back on groceries, but also has a $95 annual fee. 

Just as another reminder, make sure to activate these cards before you spend a dollar in these categories. Otherwise, you’ll be stuck earning a pretty paltry 1% back!

What is your strategy for Q2? Which of these cards is your favorite? Let us know down in the comment section below!

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