Credit Card Reviews

3 different vials

Chase Trifecta/Quadfecta Explained in Depth

When it comes to credit card setups, the Chase setup is the most discussed one. Depending on the cards you are eligible for, it could either consist of three or …

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Citi Will Exclude Gift Card Purchases From Earning Points (Double Cash)

Just a few days prior, American Express made some changes to its terms on some of its cards that excluded gift cards from earning points. This was always a concern …

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Negative Kohl’s Changes Inbound

Usually when you hear the words “Department Store”, images of a very overpriced store carrying all of the latest trends in fashion, and in the middle of a NY or …

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Chase is Closing Credit Cards With One Year of Inactivity

When it comes to your credit score, it’s important to keep credit cards open, even if you don’t use it all that much. While that credit card will stay on your credit report for 10 years, unless you have enough credit cards to counter the negative impacts of that card,…

Citi Rewards+ Increased Sign Up Bonus (Targeted)

Check the mailboxes for any Citi related mailers! They are out here advertising an increased sign up bonus on a card that normally does not even have a sign up bonus to begin with.   The Offer Normally, the Rewards+ does not have a sign up bonus. However, in this…

Cathay Pacific Credit Card 50,000 Sign Up Bonus

The Offer The sign up bonus on the Cathay Pacific card is split up into two different tiers which are broken down below: 30,000 Miles: spend $2,000 within the first 3 months  20,000 more miles: spend an additional $6,000 within the first 6 months. This works out to a total…

City National Bank Lowers Visa Infinite Sign Up Bonus

The Visa Infinite card from City National Bank is a really underrated credit card and I’m not sure why that may the case. It’s a Visa Infinite card, but unlike the Chase Sapphire Reserve, it actually offers the $100 flight discount on 2+ airline tickets on round trip domestic flights.…

Chase Starbucks Increased Sign Up Bonus

For better or worse, whenever you hear people talk about budgets, they always refer to cutting Starbucks out of your life. While it can understandably be an large expense if you go often, there are ways that you can still enjoy your coffee and drink it too. One of the…

Two Avianca LifeMiles Credit Cards Are Offering Increased Sign Up Bonuses

There are multiple cards issued by Banco Popular which are going through a few changes. Avianca has an increased sign up bonuses on two of their credit cards, but there is a fun little twist that I haven’t really seen.  The Increased Offers If you go to apply for the…
Ginza Department Stores

Chase Freedom Q4 Categories Announced

My favorite thing about every quarter almost ending is that we get to find out what the new categories are for the Chase Freedom card. Unlike the other companies that offer a 5% rotating category card, Chase likes to keep us in the dark until ~ 2 weeks before the…

Marriott and Emirates Will Continue Partnership

Before the Marriott merger with SPG, SPG had a partnership with Emirates. Once Marriott took over, the Emirates partnership was put on hold. However, it looks like the partnership is back for all Marriott members.  The Partnership Details The partnership between Marriott and Emirates allows members of both programs to…

American Express Issuing Membership Reward Points After Statement Close

One of the most annoying parts of having an American Express card is the lack of clarity in regards to credit card reward points (membership reward points and even cash back). Unlike every other issuer, American Express waits two statements before they issue the reward points. Imagine going through statements…

American Express Clawbacks on Self Referrals

When it comes to applying for American Express cards, it is crucial to apply for the highest sign up bonus that you can for a select card. This is due to their one in a lifetime rule on sign up bonuses. Additionally, American Express allows you to refer any American…
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