For any book lovers out there, Affinity Federal Credit Union may have a pretty valuable card for you. While the Visa Signature card has been around for a while, it used to have an annual fee of $95 attached to it. With that gone, and the reward rates staying the same, this may be a pretty unique card that stands on its own!
The Visa Signature card from Affinity Federal Credit Union has a sign up bonus of $200 after spending $3,00 within the first 3 months. The reward categories on the card include a 5% back for bookstores (including Amazon), 2% for restaurants, gas stations, and super markets, and 1% back for every other purchase. Finally, the card also offers cell phone insurance.
5% for any bookstore is a pretty neat category on its own. But when you consider that it also codes that way for Amazon purchases, it’s a nice little workaround for earning 5% back on Amazon without needing Prime. The card didn’t really make much sense when it had the annual fee, but with it removed completely, I think this could be a no brainer people who love books or shop at Amazon frequently but don’t want to pony up for Prime.
What do you think about the Affinity Visa Signature card? Let us know down in the comment section below!