A while back, United complained to Chase that the Sapphire Reserve was the cause of less people signing up and/or using the United credit cards. It was too rewarding, and it made more sense to use that card vs the United card. Well, it seems like United is updating its Club Card to hopefully make it more appealing.
United is making a few different changes to its United Club Visa Signature card. First and foremost, the Visa Signature card will become a Visa Infinite card. With that, there will be new protections and insurances that the Visa Signature card did not offer. Unfortunately, the $100 Visa Air Discount has long since disappeared as a benefit for all Visa Infinite cards.
The Visa Infinite card will have an updated annual fee of $525 vs the current $450 annual fee. When the annual fee will be increased, there will be an increased sign up bonus of 100,000 points for spending $5,000 within the first 3 months. This offer will be valid from March 15th to May 18th.
If you currently have the Visa Signature card, they will be considered 1 card as far as the sign up bonus. Luckily, for the time being at least, if you have the $450 annual fee, you will not be forced into the $525 annual fee card. However you can also upgrade if you really want.
When it comes down to it, I’m not sure this is really worth the change. With the disappearing of the Visa Infinite Air Discount, I don’t think there are really many real world difference in benefits between Visa Signature and Visa Infinite cards. To me, that makes it easy for United to offer an increased premium on the card, and charging an increased annual fee, without really offering anything new. At the very least, for the time being at least, if you currently pay $450, you will not be forced into paying more. Additionally, there is a 100,000 point sign up bonus offer for a few months as well. This is the real treat, as the standard bonus is only 50,000 points.
Have these changes made you want to use the Club Card vs the Sapphire Reserve? Let us know what you think in the comment section below.