What is in My Wallet: May 2018

I’m afraid to say it, but I think May will be another uneventful month as far as credit cards on my end. But not to fear, for June should have a few pretty exciting updates and changes!  

Cards In my Wallet

  • Blue Cash Everyday
  • Chase Freedom
  • Discover Chrome
  • Citi Double Cash 

Strategy

  • Grocery: Chase Freedom (5%)
  • Gas: Blue Cash Everyday (2%)
  • Restaurants: Discover Chrome (2%) / Citi Double Cash (2%)
  • Everything Else: Blue Cash Preferred (1%) / Citi Double Cash (2%)

Next Card

The plan for my next card is still the Chase Sapphire Reserve in October. I’ve got a big graduation trip planned in November of 2018, so it makes sense for me to grab the card in October. That way, I have time to get some of the perks before the trip such as Priority Pass and Global Entry, as well as solving any potential delays in waiting for the card. I want to play it safe and don’t want to leave anything to chance. 

Final Thoughts

If you’ve been following along month by month, then there really isn’t exciting news. Really, I’m just following the course in order to set myself up for the Chase Sapphire Reserve as my next card. The best way I think I can get that card is by using the American Express Blue Cash Preferred and Discover Chrome cards. Because they have a soft inquiry when it comes time to ask for credit limit increase, they are the priority in my setup. Still, I promise next month will have some exciting updates, so be sure to check out next month’s installment of What’s in My Wallet. 

With the available cards that I have, do you think this is the ideal strategy? Do you think I’m setting myself up in a good way for the Sapphire Reserve? Are there any other cards you would recommend? Let us know down in the comment section below. 

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