What’s In My Wallet, November 2018 (Travel Edition)

This one will be an interesting one actually, as a majority of the month I’ll be traveling. This will give me a unique opportunity to show you what I’ve got cooking up in my travel wallet. 

Cards In My Wallet

  1. Chase Sapphire Reserve
  2. Priority Pass Card
  3. Global Entry Card
  4. Citi Double Cash
  5. Extra slots for transit cards. 
Gear S3:
  1. Chase Sapphire Reserve
  2. Blue Cash Preferred
  3. Discover IT NHL
  4. Citi Double Cash Card

Strategy

  • Everything: Chase Sapphire Reserve
  • Places where Visa isn’t accepted (?): Discover IT NHL, Citi Double Cash

So I’m currently still in the stage of trying to meet the sign up bonus on the Sapphire Reserve. So with that, I am just tossing any possible purchase on there. Because it’s a travel credit card, there are no foreign transaction fees to worry about. The only bother about the Sapphire Reserve is that it isn’t a contactless enabled card. Unlike the United States where most places don’t use contactless, a lot of places around the world do. The alternative then would be to get some form of contactless payment. Because I have an old Samsung Note 4, I can’t use Samsung Pay. However, I have a Gear S3 watch, which means I can load up on the cards and pay that way. 

Most of my cards are loaded up on my watch. I did pack a Citi Double Cash just in case I end up in a place that doesn’t accept Visa, but does take Mastercard. The alternative would be if that merchant accept Union Pay, they have a partnership with Discover, which do not have foreign transaction fees. Either way, I don’t think either of these scenarios are very likely. 

Next Card

I’ve made a decision about which card I am going to apply for next. I am definitely going to try for the Chase Ink Business Preferred. Outside of the irresistible sign up bonus, the card will be pretty useful to me with the cell phone insurance and other reward benefits. 

Final Thoughts

Overall, I’m still pretty excited to earn a ton of points with my Sapphire Reserve. On our travels, I earned plenty of points with travel and dining at 3x each. Luckily I didn’t have much problem in using the card, though I did get a ton of confused stares when cashiers assumed it was a contactless card. I only had one instance where I HAD to use a contactless payment, and my watch luckily worked with the Reserve. 

How does your travel credit card setup look like? Let us know down in the comment section below!

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